Types of Motor Insurance
Aug/091
Insurers offer three main types of motor insurance policies. Optional benefits are available to meet your individual needs.
| Third Party | Third Party, Fire and Theft | Comprehensive | Optional benefits for comprehensive policies (may be subject to payment of additional premium) |
| Death or injury to other parties | Death or injury to other parties | Death or injury to other parties | Windscreen damage |
| Damage to other parties’ property | Damage to other parties’ property | Damage to other parties’ property | Damage arising from riot, strike and civil commotion |
| Fire damage to, or theft of, your vehicle | Fire damage to, or theft of, your vehicle | Damage arising from flood and windstorm | |
| Accidental damage to your vehicle | Liability of passengers for acts of negligence | ||
| Personal accident cover (private car only) | Personal accident benefits for passengers | ||
| Medical expenses (private car only) | Additional excess | ||
| No-Claim Discount protection (private car only) |
We provide motor insurance quotations for all 3 types. However, please check with your hire-purchase company or bank whether they allow you to buy Third Party policy (especially when your loan term just starts).
For car insurance, please apply here
Comprehensive Car Insurance will be quoted (default). If you wish to apply for Third Party policy, please state under “Remarks”.
Thanks!
OAC Car Insurance
Jul/090
OAC Motor Car Insurance Covers available are :
Comprehensive Most Clients Preferred Choice!
Covers accidental loss of or damage to the insured vehicle and legal liability for third party injury or property damage.
Third Party Fire & Theft
Covers loss or damage to the insured vehicle caused by fire or theft and legal liability for third party injury or property damage.
Third Party Only
Indemnify the Insured’s legal liability for any third party injury or property damage.
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