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NTUC Excludes Coverage for Construction Workers who Doubles as Driver

With effect from now, April 2012, construction films getting their commercial vehicle insurance from NTUC will not get any coverage when their construction worker doubles up as a driver and gets into an accident. Business owners are upset about the new ruling as it means they have to hire another driver and add more to their business costs.

If your worker's main job scope is not driving, you should not ask him to deliver goods or transport workers from point-to-point.

Currently, other insurers providing commercial motor insurance do not have this clause or restriction.