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25Jan/100

SHC Comprehensive Car Insurance Standard Benefits

Applicable to SHC Comprehensive Motor Car Insurance

1. Windscreen - 2 free reinstatements ( Excess: 1st claim S$100/2nd claim S$150)
2. Passenger Risks
3. Legal Liability of passengers
4. Flood & SRCC
5. TPPD of S$5,000,000
6. Settlement based on market value at time of accident

* for complete details please refer to your SHC policy terms & conditions

25Jan/100

Why and When to send your vehicle for inspection (required by LTA)

LTA Inspection Centres (Illustration)

LTA Inspection Centres (Illustration)

The need for vehicle inspection

Vehicles which are not roadworthy can be a potential hazard to road users including you. Regular inspections help to minimise vehicular breakdown and road accidents. Thus, a vehicle inspection regime is needed to ensure that vehicle owners bring their vehicles for regular checks to maintain the basic level of vehicle health.

Systems of a vehicle to be checked

Vehicle Inspection Frequency

Type Of Vehicle Below 3 years 3 to 10 years >10 years
Motorcycles & Scooters Nil Annually Annually
Motorcars Nil Biennially Annually
Tuition cars Annually Annually Annually
Taxis 6-monthly 6-monthly NA
Omnibuses 6-monthly 6-monthly 6-monthly
All Other Buses Annually Annually 6-monthly
Goods Vehicles Annually Annually 6-monthly
Trailers Annually Annually Annually

You will receive your inspection notice within 3 months before your road tax expires.
Vehicle Inspection Centres

25Jan/100

The 7 Main Things that LTA Vehicle Inspection Centres Checks

Things that LTA Inspection Centres look for

Things that LTA Inspection Centres look for

Structure

The condition of the chassis frame (core structure) including the engine number, chassis number and number plate which affects the structural integrity of the vehicle, are checked.

Wheel System

The condition and operation of the tyres, suspension unit, shock absorber, wheel bearing, the alignment of the wheels are checked to ensure that vehicle stability is not compromised.

Braking System

The braking efficiency for both service and parking brakes are machine-tested to ensure that they are fully functional and effective.

Steering System

The steering system affects the directional stability of the vehicle. During the inspection, it is checked if there is excessive free play in joints and linkages.

Body

Checks of the body, which includes seat belts, windscreen, door latch and hinges etc, are conducted to ensure that the various items are in working condition.

Communication

This comprises headlamps, reflectors, rear view mirror, direction indicators, windscreen wipers and horn etc.

Propulsion System

This consists of the exhaust and drive system. The exhaust system is machine-tested to check the smoke and noise emission levels. The emission levels have to meet the standards stipulated by the National Environment Agency. For the drive system, visual checks are made to ensure that there is no abnormality and that the drive shafts are in a good condition.

25Jan/100

LTA Authorized Vehicle Inspection Centres including VICOM

Get your vehicle inspected before renewing your road tax

Get your vehicle inspected before renewing your road tax

Inspection Centres Authorised To Inspect
JIC Inspection Services Pte Ltd (Jurong)
53 Pioneer Road
Singapore 628505
Tel: 6863 9639
All Vehicles
JIC Inspection Services Pte Ltd (Ang Mo Kio)
21 Ang Mo Kio Street 63
Singapore 569118
Tel: 6484 7370
All Vehicles
STA Inspection Pte Ltd (Sin Ming)
302 Sin Ming Road
Singapore 575627
Tel: 6452 1398
All Vehicles
STA Inspection Pte Ltd (Ayer Rajah)
2E Ayer Rajah Crescent
Singapore 139958
Tel: 6476 0988
All Vehicles
STA Inspection Pte Ltd (Boon Lay)
249 Jalan Boon Lay
Singapore 519523
Tel: 6261 6178
All Vehicles
VICOM Inspection Centre Pte Ltd (Sin Ming)
385 Sin Ming Drive
Singapore 575718
Tel : 6458 4555
Motorcycles
Motorcars
Taxis
Goods Veh(MLW<6 tons)
Buses(MLW<6 tons)
VICOM Inspection Centre Pte Ltd
(Bukit Batok)
511 Bukit Batok Street 23
Singapore 659545
Tel : 6458 4555
All Vehicles
VICOM Inspection Centre Pte Ltd (Changi)
20 Changi North Crescent
Singapore 499613
Tel : 6458 4555
All Vehicles
VICOM Inspection Centre Pte Ltd
(Kaki Bukit)
23 Kaki Bukit Avenue 4
Singapore 415933
Tel : 6458 4555
All Vehicles
VICOM Inspection Centre Pte Ltd (Yishun)
501 Yishun Industrial Park A
Singapore 768732
Tel : 6458 4555
All Vehicles
24Jan/100

AXA pays one Million for Bukit Timah Flood

It was reported recently on the papers that in the last 3 years, insurance company AXA has given out about $1.6 million in claims for vehicles damaged because of flood. But this is insignificant, compared to the damages caused by the flood which hit parts of Bukit Timah on 19 Nov 2009 . Motor insurance claims for damage inflicted by that flood alone amounted to more than $1 million!!  That day, Bukit Timah was flooded by 110mm of rainfall - that's approximately "6 times that of a normal storm" causing a 3km-long diversion canal linked to the main canal to overflow and flood some underground carparks.

Will insurers increase their premiums because of this "freak flood", or perhaps include an exclusion? Well, that remains the same. Let's cross our fingers